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Assurance-vie et PER : les rendements 2023 des fonds en euros sur les différents contrats


| Mis à jour le 19-01-2023 | Publié le 19-01-2023 13:06

Découvrez les performances 2023 des fonds en euros pour les contrats d'assurance-vie et de PER principaux.
Cette année, les rendements sont en croissance après quelques années atones, stimulés par la hausse des taux sur le marché obligataire. Si il n'est pas encore connu, le rendement moyen du marché devrait tourner autour de 2,50%.
Les données sont mises à jour au fur et à mesure de leur divulgation par les assureurs.

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Découvrez notre comparateur d'assurances-vie

Distributeur
Contrat
Taux mini 2023
(taux mini 2022)
Taux maxi 2023
(taux maxi 2022)
Evolution du taux
vs 2022
CORUM CORUM Life
4.45%*
0.00%
*Perf. annualisée
0.00%
0.00%
+4.45 pts / 0 pt
Placement-direct PLACEMENT-DIRECT EURO+
4.10%
0.00%
0.00%
0.00%
+4.1 pts / 0 pt
AMPLI Mutuelle AMPLI-ASSURANCE VIE
3.75%
0.00%
0.00%
0.00%
+3.75 pts / 0 pt
La France Mutualiste ACTEPARGNE2
3.70%
2.11%
/ +1.59 pt
MON PETIT PLACEMENT MON PETIT PLACEMENT VIE
3.70%
0.00%
/ +3.7 pts
BANQUE CHABRIERES ASSURANCE-VIE CHABRIERES
3.64%
2.64%
0.00%
0.00%
+1 pt / 0 pt
CARAC PER INDIVIDUEL CARAC
3.60%
2.50%
/ +1.1 pt
AMPLI Patrimoine AMPLI-PER Liberté
3.50%
2.80%
0.00%
0.00%
+0.7 pt / 0 pt
Boursorama Banque BOURSORAMA MALTA PER
3.50%
2.30%
/ +1.2 pt
GARANCE MUTUELLE GARANCE EPARGNE
3.50%
2.80%
/ +0.7 pt
CARAC CARAC ÉPARGNE PATRIMOINE
3.30%
2.50%
/ +0.8 pt
LCL LCL Retraite PER
3.27%
2.89%
/ +0.38 pt
Crédit Agricole Assurances PER Assurance PERSPECTIVE
3.27%
2.89%
/ +0.38 pt
Société Générale EBENE
3.15%
2.19%
3.70%
0.00%
+0.96 pt / +3.7 pts
ASAC FAPES ASAC NEO VIE
3.13%
2.30%
0.00%
0.00%
+0.83 pt / 0 pt
Linxea LINXEA SPIRIT 2
3.13%
2.30%
0.00%
0.00%
+0.83 pt / 0 pt
MACIF MUTAVIE ACTIPLUS OPTION
3.10%
2.20%
/ +0.9 pt
BINCK.FR BINCK VIE
3.10%
1.80%
/ +1.3 pt
BOURSE DIRECT BOURSE DIRECT HORIZON
3.10%
1.30%
/ +1.8 pt
BOURSORAMA BOURSORAMA VIE
3.10%
1.30%
3.60%
2.30%
+1.8 pt / +1.3 pt
ING ING DIRECT VIE
3.10%
1.30%
/ +1.8 pt
ASAC FAPES KAORI VIE
3.10% /
LINXEA LINXEA VIE
3.10%
1.30%
/ +1.8 pt
MONABANQ MONABANQ VIE
3.10%
1.30%
/ +1.8 pt
ASSURANCEVIE.COM PUISSANCE SELECTION
3.10%
1.30%
/ +1.8 pt
MACSF RES MULTISUPORT
3.10%
2.50%
/ +0.6 pt
ASAC FAPES SOLID R VIE
3.10%
1.30%
/ +1.8 pt
Primonial TARGET+
3.10%
0.00%
3.38%
2.50%
+3.1 pts / +0.88 pt
MIF COMPTE EPARGNE LIBRE AVENIR MULTISUPPORT
3.05%
2.20%
/ +0.85 pt
MIF MIF HORIZON EUROACTIF
3.05%
2.20%
/ +0.85 pt
ATHYMIS GESTION ADVANCED BY ATHYMIS 2
3.03%
1.50%
0.00%
0.00%
+1.53 pt / 0 pt
BNP PARIBAS BNP PARIBAS MULTIPLACEMENTS 2
3.00%
2.00%
5.00%
2.95%
+1 pt / +2.05 pts
CARDIF CARDIF ELITE
3.00%
2.00%
5.00%
2.95%
+1 pt / +2.05 pts
CARDIF CARDIF ESSENTIEL
3.00%
2.00%
/ +1 pt
ASSURANCEVIE.COM LUCYA CARDIF
3.00%
2.00%
0.00%
3.02%
+1 pt / -3.02 pt
GENERALI OCTUOR
3.00%
1.35%
0.00%
2.70%
+1.65 pt / -2.7 pt
CREDIT AGRICOLE ANAE
2.95% 3.75%
LCL LCL ACUITY EVOLUTION
2.95% 3.75%
Nalo Patrimoine NALO
2.95%
1.86%
3.92%
2.86%
+1.09 pt / +1.06 pt
MONCEAU ASSURANCES DYNAVIE
2.90%
1.75%
0.00%
0.00%
+1.15 pt / 0 pt
SOCIETE GENERALE ERABLE ESSENTIEL
2.85%
1.60%
3.72%
2.88%
+1.25 pt / +0.84 pt
SOCIETE GENERALE SEQUOIA
2.85%
1.95%
3.73%
0.00%
+0.9 pt / +3.73 pts
CREDIT AGRICOLE FLORIANE 2
2.80%
2.30%
3.60%
3.10%
+0.5 pt / +0.5 pt
MACIF MUTAVIE JEEWAN PATRIMOINE
2.80%
1.80%
3.40%
2.20%
+1 pt / +1.2 pt
LCL LCL VIE
2.80% 3.60%
GMF MULTEO
2.80%
2.05%
/ +0.75 pt
MAAF WINALTO
2.80%
2.05%
3.20% +0.75 pt
MACIF MACIF MULTI HORIZON RETRAITE
2.70%
1.60%
/ +1.1 pt
MACIF MUTAVIE MULTI VIE (MUTAVIE)
2.70%
1.60%
0.00%
0.00%
+1.1 pt / 0 pt
GENERALI HIMALIA
2.60%
1.45%
4.00%
2.90%
+1.15 pt / +1.1 pt
CIC / Crédit Mutuel PLAN ASSURANCE VIE
2.60%
2.10%
3.25%
0.00%
+0.5 pt / +3.25 pts
CREDIT AGRICOLE VERS L AVENIR
2.60%
0.00%
2.80%
0.00%
+2.6 pts / +2.8 pts
ALLIANZ ALLIANZ VIE FIDELITE
2.52%
1.73%
4.50%
3.17%
+0.79 pt / +1.33 pt
AREAS AREAS MULTISUPPORT
2.50% 3.40%
MAIF ASSURANCE VIE RESPONSABLE ET SOLIDAIRE
2.50%
2.10%
/ +0.4 pt
SMABTP BATI EPARGNE
2.50% /
MACIF MUTAVIE LIVRET VIE
2.50%
1.60%
/ +0.9 pt
Meilleurtaux MEILLEURTAUX PLACEMENT VIE
2.50%
1.80%
0.00%
2.10%
+0.7 pt / -2.1 pt
Suravenir SURAVENIR OPPORTUNITES
2.50%
2.10%
0.00%
0.00%
+0.4 pt / 0 pt
GENERALI EPARGNE GENERALI PLATINIUM
2.47%
2.00%
3.00% +0.47 pt
AGIPI CLER
2.45%
2.05%
/ +0.4 pt
ASSURANCEVIE.COM EVOLUTION VIE
2.44%
1.61%
0.00%
0.00%
+0.83 pt / 0 pt
CNP ASSURANCES AMETIS
2.40%
1.40%
3.90%
3.38%
+1 pt / +0.52 pt
LA BANQUE POSTALE CACHEMIRE PATRIMOINE Série 2
2.40%
1.50%
2.90%
3.00%
+0.9 pt / -0.1 pt
EASY BOURSE EASY BOURSE EASY VIE
2.40%
1.60%
3.90%
3.20%
+0.8 pt / +0.7 pt
CAISSE D'EPARGNE NUANCES PRIVILEGE
2.40%
1.75%
3.90%
0.00%
+0.65 pt / +3.9 pts
CREDIT AGRICOLE PREDISSIME 9 SERIE 2
2.40%
1.90%
3.20%
2.70%
+0.5 pt / +0.5 pt
LA BANQUE POSTALE CACHEMIRE 2 SERIE 2
2.30%
1.40%
3.80%
2.80%
+0.9 pt / +1 pt
Gaipare GAIPARE FIDELISSIMO
2.30%
2.20%
/ +0.1 pt
CAISSE D'EPARGNE MILLEVIE PREMIUM 2
2.30%
1.60%
4.03%
2.40%
+0.7 pt / +1.63 pt
GAIPARE SELECTISSIMO
2.30%
2.20%
/ +0.1 pt
MMA MMA MULTISUPPORT
2.25%
1.40%
3.25%
2.15%
+0.85 pt / +1.1 pt
AFER AFER MULTISUPPORT
2.22%
2.01%
0.00%
0.00%
+0.21 pt / 0 pt
AMETIS CNP TRESOR PERFORMANCE
2.20%
1.50%
3.70%
3.38%
+0.7 pt / +0.32 pt
ALTAPROFITS DIGITAL VIE PRIME
2.20%
1.80%
2.50%
2.10%
+0.4 pt / +0.4 pt
Fortuneo FORTUNEO VIE
2.20%
1.80%
2.50%
2.10%
+0.4 pt / +0.4 pt
Grisbee GRISBEE VIE
2.20%
1.80%
2.50%
2.10%
+0.4 pt / +0.4 pt
HEDIOS HEDIOS LIFE
2.20%
1.80%
2.50%
2.10%
+0.4 pt / +0.4 pt
LINXEA LINXEA AVENIR 2
2.20%
1.80%
2.50%
2.10%
+0.4 pt / +0.4 pt
CREDIT MUTUEL NAVIG'OPTIONS
2.20%
1.70%
2.50%
2.00%
+0.5 pt / +0.5 pt
CAISSE D'EPARGNE NUANCES PLUS
2.20%
1.69%
3.70%
0.00%
+0.51 pt / +3.7 pts
Assurancevie.com PUISSANCE AVENIR
2.20%
1.80%
2.50%
2.10%
+0.4 pt / +0.4 pt
WeSave WESAVE PATRIMOINE
2.20%
1.80%
0.00%
0.00%
+0.4 pt / 0 pt
YOMONI YOMONI VIE
2.20%
1.80%
2.50%
2.10%
+0.4 pt / +0.4 pt
Caisse d‘Épargne MILLEVIE ESSENTIELLE 2
2.15%
1.45%
3.76%
2.18%
+0.7 pt / +1.58 pt
CAISSE D'EPARGNE NUANCES 3D
2.15%
1.35%
3.65%
3.04%
+0.8 pt / +0.61 pt
AXA AMADEO EXCELLENCE VIE
2.10%
1.40%
/ +0.7 pt
ASAC FAPES ASAC EPARGNE FIDELITE
2.10%
2.00%
/ +0.1 pt
ASAC FAPES ÉPARGNE RETRAITE 2 PLUS
2.10%
2.00%
/ +0.1 pt
ALTAPROFITS ALTAPROFITS VIE
2.00%
1.30%
4.12%
2.60%
+0.7 pt / +1.52 pt
AXA ARPEGES
2.00%
1.40%
3.50%
2.10%
+0.6 pt / +1.4 pt
AXA AXA ARPEGES
2.00%
1.40%
3.30%
2.80%
+0.6 pt / +0.5 pt
Placement-direct.fr PLACEMENT-DIRECT ESSENTIEL
2.00%
1.30%
4.12%
3.06%
+0.7 pt / +1.06 pt
AG2R VIVEPARGNE 2 AG2R
2.00% /
Sicavonline KOMPOZ
1.99%
1.79%
2.50%
2.31%
+0.2 pt / +0.19 pt
MONIWAN MONIWAN VIE
1.90%
1.20%
2.95%
1.43%
+0.7 pt / +1.52 pt
BforBank BFORBANK VIE
1.80%
1.95%
3.13%
2.30%
-0.15 pt / +0.83 pt
Patrimea PATRIMEA NETLIFE 2
1.70%
2.30%
3.13%
0.00%
-0.6 pt / +3.13 pts
Placement-direct.fr PLACEMENT-DIRECT VIE
1.70%
1.70%
4.00%
3.25%
0 pt / +0.75 pt
SWISSLIFE SWISSLIFE STRATEGIC PREMIUM
1.70%
1.50%
3.25%
3.05%
+0.2 pt / +0.2 pt
ALTAPROFITS TITRES@VIE
1.70%
1.70%
4.00%
3.25%
0 pt / +0.75 pt
Altaprofits TITRES@PER ALTAPROFITS
1.64%
1.65%
3.94%
3.20%
-0.01 pt / +0.74 pt
Ramify RAMIFY VIE
1.50%
0.00%
3.40%
0.00%
+1.5 pt / +3.4 pts
Linxea LINXEA ZEN
1.00%
1.30%
3.40%
1.40%
-0.3 pt / +2 pts
GARANCE GARANCE SERENITE
0.00%
0.00%
0.00%
0.00%
0 pt / 0 pt
Ramify RAMIFY PER
0.00%
0.00%
0.00%
0.00%
0 pt / 0 pt
PRIMONIAL SERENIPIERRE
0.00%
0.70%
/ -0.7 pt
ABEILLE ABEILLE RETRAITE PLURIELLE (ex-AVIVA)
ACM VIE ACM Vie PER Assurance Retraite
ACTIVESEED ACTIVESEED VIE
AFDP AFDP PRIVILEGE
AFER AFER RETRAITE INDIVIDUELLE
AG2R AG2R AMBITION RETRAITE INDIVIDUELLE
AG2R AG2R EXCELLIE RETRAITE
CAISSE D'EPARGNE AIKIDO
ALLIANZ ALLIANZ MULTI EPARGNE VIE
GMF VIE ALTINEO
AMPLI MUTUELLE AMPLI GRAIN 9
AMPLI AMPLI-GRAIN 9 EURO
ANTARIUS ANTARIUS AVENIR
ANTARIUS ANTARIUS DUO
ANTARIUS ANTARIUS SELECTION
APICIL APICIL CONNECT PER
UAF LIFE PATRIMOINE ARBORESCENCE 2
ASAC FAPES ASAC FAPES PER
ASAC FAPES ASAC VIE GENERATION
LA BANQUE POSTALE ASCENDO
ASSURANCEVIE.COM ASSURANCEVIE.COM SURAVENIR PER
PREDICA ASTER INNOVATION II
PREDICA ASTER SELECTION
VIE PLUS AVENIR VIE PLUS
BNP PARIBAS BNP MULTIPLACEMENTS
BNP PARIBAS BNP MULTIPLACEMENTS PRIVILEGE
LA BANQUE POSTALE CACHEMIRE PER
NORTIA CANOPIA VIE
CARDIF CARDIF ELITE RETRAITE
Carrefour Banque CARREFOUR HORIZONS
Cashbee CASHBEE+
AMETIS CNP ONE
ALDRIN CONSEIL CNP ONE
ALPHEYS CNP ONE
NEUFLIZE OBC CNP ONE
BANQUE TRANSATLANTIQUE CNP ONE
EDMOND DE ROTHSCHILD ASSURANCES & CONSEILS CNP ONE
DEGROOF PERTERCAM CNP ONE
FLUENCE CNP ONE
GAY LUSSAC GESTION CNP ONE
GROUPE FORWARD CNP ONE
HEREST CNP ONE
LOUVRE BANQUE PRIVÉE CNP ONE
NORTIA CNP ONE
ODDO BHF ASSET MANAGEMENT CNP ONE
PANDAT FINANCE CNP ONE
PHILIPPE HOTTINGUER & CIE CNP ONE
PICTET LIA CNP ONE
PRIMONIAL CNP ONE
ROTHSCHILD MARTIN MAUREL CNP ONE
SALOMÉ PARTICIPATIONS CNP ONE
SG PRIVATE BANKING CNP ONE
SG INNOVATION VIE CNP ONE
STRATEGIE EURO PRESTIGE (SEP) CNP ONE
TOQUEVILLE FINANCE CNP ONE
UAF LIFE PATRIMOINE CNP ONE
UBS FRANCE CNP ONE
UFIFRANCE GESTION CNP ONE
Divers CNP ONE
AMETIS CNP ONE CAPI
UFIFRANCE GESTION CNP ONE CAPI
AMETIS CNP TRESOR PROJETS
MIF COMPTE EPARGNE TRANSMISSION
UMR COREM
le groupe CORUM CORUM PERLife
CREDIT MUTUEL ARKEA CREDIT MUTUEL PROJECTION RETRAITE
Placement-direct.fr DARJEELING
Ageas France Digitinvest
MAAF VIE DYNALTO
E-NOVLINE E-NOVLINE
CARAC ENTRAID EPARGNE CARAC
DIVERS EPARGNE EVOLUTION 2
CARAC EPARGNE GENERATION
EPARGNISSIMO EPARGNISSIMO SURAVENIR PER
ERES ERES by SPIRICA
ASAC FAPES ERMG EVOLUTION
CREDIT AGRICOLE ESPACE GESTION
GENERALI ESPACE HORIZON 8
ASSURANCEVIE.COM EVOLUTION PER ASSURANCE VIE.COM
AGIPI FAR PER
FINANCIERE D'ORION FINORION PERTINENCE RETRAITE
ODDO BHF ASSET MANAGEMENT FIPAVIE SÉRENITÉ
GAN EUROCOURTAGE GALYA RETRAITE INDIVIDUELLE
GAN GROUPAMA GAN CHROMATYS
LA BANQUE POSTALE GMO
GOODVEST GOODVIE
BANQUE POPULAIRE BPCE HORIZÉO
INDEXA CAPITAL INDEXA VIE SPIRICA
INTENCIAL PATRIMOINE INTENCIAL LIBERALYS RETRAITE
INTERFIN COURTAGE INTERFIN COURTAGE PERTINENCE RETRAITE
LA MEDICALE LA MEDICALE PREMIUM 2
LA FRANCE MUTUALISTE LFM PER FORM
LA FRANCE MUTUALISTE LFM PER'Form
DIVERS LIBERALYS VIE
Nortia Life Mobility Evolution
LINXEA LINXEA PER
LINXEA LINXEA SPIRIT PER
LINXEA LINXEA SURAVENIR PER
ADVIZE MA SENTINELLE VIE
MAIF MAIF AVENIR PATRIMOINE
MATMUT MATMUT MULTI VIE
Meilleurtaux MEILLEURTAUX LIBERTÉ PER
MEILLEURTAUX MEILLEURTAUX LIBERTE VIE
MEILLEURTAUX MEILLEURTAUX PER
MEILLEURTAUX MEILLEURTAUX SURAVENIR PER
MEYON MEYON LIFE
CAISSE D’EPARGNE MILLEVIE PER CAISSE D EPARGNE
MONCEAU ASSURANCE MONCEAU EUROPLUS
MONCEAU ASSURANCE MONCEAU MULTIFONDS
PRO BTP MULTISUPPORT CONFIANCE
MUTUELLE DE POITIERS MUTUELLE DE POITIERS ASSURANCE PERTINENCE RETRAITE
My Pension MY PENSION XPER
Ageas France myPGA univers 1
Ageas France myPGA univers 2
Ageas France myPGA univers 3
NALO Nalo PER
CREDIT MUTUEL NAVIG PATRIMOINE
NEKTAREA NEKTAREA
NORTIA NEOCTA
DIVERS NETLIFE 2
NORTIA NORTIA PER PRIVATE
CAISSE D'EPARGNE NUANCES CAPI
UAF LIFE PATRIMOINE OCTAVIE 4
ONEY ONEY
ORADEA ORADEA MUTLISUPPORT EXCELLENCE
PATRIMEA P PER PATRIMEA
BANQUE PALATINE PALATINE VIBRATO
LA FRANCE MUTUALISTE PASSERELLE LFM
PATRIMEA PATRIMEA SURAVENIR PER
CREDIT MUTUEL PATRIMOINE OPTIONS
VIE PLUS PATRIMOINE VIE PLUS
Société Générale PER ACACIA
ALLIANZ PER ALLIANZ HORIZON
AG2R LA MONDIALE PER AMBITION RETRAITE
AXA PER AXA MA RETRAITE
BANQUE POPULAIRE PER BANQUE POPULAIRE
CARAVEL PER CARAVEL - INTENTIAL LIBERALYS RETRAITE
CREDIT AGRICOLE PER CTO CREDIT AGRICOLE
AG2R LA MONDIALE PER ENEDIA
ERES PER ERES
PERLIB PER EXPERT
GAIPARE PER GAIPARE ZEN
GAN PATRIMOINE PER GAN NOUVELLE VIE
GENERALI PER GENERALI PATRIMOINE
GMF PER GMF
GOODVEST PER GOODVEST
GRESHAM PER GRESHAM BANQUE PRIVEE CONCORDANCE
GROUPAMA PER GROUPAMA NOUVELLE VIE
LA MEDICALE PER LA MEDICALE PERENNITE
GENERALI PER LA RETRAITE
LE CONSERVATEUR PER LE CONSERVATEUR
UNEP PER LIGNAGE
MAAF PER MAAF WINALTO RETRAITE
MATMUT PER MATMUT COMPLICE RETRAITE
MIF PER MIF RETRAITE
MMA PER MMA SIGNATURE PER
Monceau Assurances PER MONCEAU RETRAITE
EPARGNISSIMO PER OBJECTIF RETRAITE - EPARGNISSIMO
STRATEGIE EURO PRESTIGE PER OPTIMUM VIE STRATEGIE EURO PRESTIGE
PLACEMENT-DIRECT PER PLACEMENT-DIRECT
PREFON PER PREFON-RETRAITE
MAIF PER RESPONSABLE ET SOLIDAIRE MAIF
ERES PER RNEST ERES
SMA PER SMA
UMR PER UMR PERIVIE
YOMONI PER YOMONI
Predictis PERFutura Premium
COREM PERIVIE
PERLIB PERLIB ABEILLE RETRAITE PLURIELLE
PERLIB PERLIB SWISSLIFE
LA BANQUE POSTALE PERSPECTIVE CAPI
LA BANQUE POSTALE PERSPECTIVE VIE GENERATION
ARKEA BANQUE PRIVEE PERTINENCE RETRAITE ARKEA BANQUE PRIVEE
APREP PIERRE DE SOLEIL
Placement-Direct PLACEMENT-DIRECT RETRAITE ISR
ODDO BHF PREMAVENIR
PRIMONIAL PRIMOPER PRIMONIAL
AXA PRIVILEGE
CARAC PROFILEO CARAC
REMPART PATRIMOINE REMPART PATRIMOINE PERTINENCE RETRAITE
LE COMPTOIR DU PATRIMOINE REPLIQUE
MACSF RES Retraite
RITCHEE RITCHEE LIFE
LA BANQUE POSTALE SANTINIUM CAPITALISATION
LA BANQUE POSTALE SANTINIUM VIE
TEORA SELECTION CINTO
AMADEIS SELECTION CINTO CAPI
ROTHSCHILD & CIE SELECTION MEZZODI
SOCIETE GENERALE SG INNOVATION VIE
SPIRICA SPIRICA INITIAL
SPIRICA SPIRICA OPPORTUNITES
MILLEIS SPIRIMMO 2
STELLIUM COURTAGE STELLIUM COURTAGE PERTINENCE RETRAITE
SwissLife SwissLife PER Individuel
UBS UBS CROISSANCE VIE
UFF UFF COMPTE AVENIR PLUS
UAF LIFE PATRIMOINE VERSION ABOSLUE 2
UAF LIFE PATRIMOINE VERSION ABSOLUE RETRAITE
PRIMONIAL VIE ONE SELECT
VIE PLUS VIE PLUS PERTINENCE RETRAITE
LA BANQUE POSTALE VIVACCIO
BRED BANQUE POPULAIRE VLAVIE
MAAF WINNEO
GENERALI XAELIDIA
ALLIANZ YEARLING ACCESS
ZALPHA ZALPHA GEN










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